Экономические науки
FEATURES OF THE CURRENT STATE OF BANK LENDING
AND ITS DEVELOPMENT PERSPECTIVE IN THE RUSSIAN FEDERATION
Lyakh M.S. 3, Chekhovskaya I.A. 1, Lapina Y.V. 2
1. Volgograd state technical university Lenina St, 28, Volgograd, Russia, 400005 2. Volgograd state technical university Lenina St, 28, Volgograd, Russia, 400005 3. Volgograd state technical university Lenina St, 28, Volgograd, Russia, 400005
Abstract:
This article considers the current situation and trends in bank lending in the Russian Federation. There were analyzed the ratings of four leading banks (Saving Bank, VTB, Gazprombank, the Agricultural Bank) in net assets and in size of credit portfolio on January 1, 2012 and 2013. Also there were calculated the share of loans in the amount of the net assets and their changes, presented conclusions on all counts. Identified the most relevant types of loans at present. Finally revealed development perspective of bank lending in Russia.
Keywords: rate, trends, loan portfolio, net assets, credit cards, bank sector
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